Wash and take the masoor dal in a pressure cooker along with turmeric powder, oil. Add with twice the amount of water, cover with lid and pressure cook for 1 - 2 whistle.
Once the pressure falls down, heat a non stick pan with ghee and temper with cumin seeds, bay leaf. Saute well.
Then add chopped green chilies, chopped garlic and finely chopped onions. Saute till the onions are browned.
Now add the boiled dal and mix well. Add 2 cups of water and simmer for 5 mins. Towards the end add the red chili powder and curds, cook for another 10 mins.