Pre-heat the oven to 185 C. Prepare a loaf pan 8 x 4 size and keep it ready.
Shift the flours together along with the spice powder. Next, add raisins, salt and chopped apples.
In a separate bowl, mix sugar, cooking oil, and yogurt until sugar is dissolved.
Pour the yogurt mixture into the flour mixture and stir until combined.
Pour the batter into the prepared pan.
Bake at 185 C for 20 mins. Then, at 155 C for 10 mins.
After 25 mins, check by inserting a knife to see if it is done.